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TODAY'S USDA HOME LOAN RATES ARE GREAT
Find out how much you can save!

USDA Loan rates change daily and vary depending on your unique situation.  Receive your FREE customized quote & pre-approval here from an experienced & licensed professional with Peak Home Loans™.

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What type of loan do you need?

Home Purchase
Home Refinance
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Great! What type of property are you purchasing?

Single Family Home
Condominium
Townhome
Multi-Family Home
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Estimate your credit score:

Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600
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Is this your first property purchase?

Yes
No
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What is your current property purchase situation?

Signed a Purchase Agreement
Offer Pending / Found Property
Buying in 2-6 Months
Researching Options
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How will this property be used?

Primary Home
Secondary Home
Rental Property
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What is the purchase price of the new property?

[{"by":"5000","end":"100000","start":"80000"},{"by":"20000","end":"1000000","start":"100000"},{"by":"100000","end":"2000000","start":"1000000"}]
null
"240000"
  • $80K
  • $2M+
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What is your estimated down payment?

["Zero Down","1% Down","3% Down","3.5% Down","5% Down","10% Down","15% Down","20% Down","25% Down","30% Down","35% Down","40% Down","45% Down","50% Down","More Than 50% Down"]
null
"3% Down"
  • 0%
  • 50%+
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What kind of rate do you prefer?

Adjustable
Fixed
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What is your gross annual household income?

[{"by":"25000","end":"250000","start":"0"}]
null
"100000"
  • $0
  • $250K+
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What is your employment status?

Employed
Not Employed
Self Employed
Military
Other
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Bankruptcy, short sale, or foreclosure in the last 3 years?

Yes
No
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Can you show proof of income?

Yes
No
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Are you working with a real estate agent?

Yes
No
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Great! What type of property are you refinancing?

Single Family Home
Condominium
Townhome
Multi-Family Home
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Estimate your credit score:

Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600
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What year did you purchase your home?

2010-2022
2000-2009
1990-1999
Before 1990
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Please estimate the value of the property.

[{"by":"5000","end":"100000","start":"80000"},{"by":"20000","end":"1000000","start":"100000"},{"by":"100000","end":"2000000","start":"1000000"}]
null
"240000"
  • $80K
  • $2M+
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What is the remaining 1st mortgage balance?

[{"by":"10000","end":"100000","start":"0"},{"by":"20000","end":"1000000","start":"100000"},{"by":"100000","end":"2500000","start":"1000000"}]
null
"200000"
  • $0
  • $2.5M+
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What is your 1st mortgage interest rate?

["less than 2%","2.00%","2.25%","2.50%","2.75%","3.00%","3.25%","3.50%","3.75%","4.00%","4.25%","4.50%","4.75%","5.00%","5.25%","5.50%","5.75%","6.00%","6.25%","6.50%","6.75%","7.00%","7.25%","7.50%","7.75%","8.00%","8.25%","8.50%","8.75%","9.00%","9.25%","9.50%","9.75%","10.00%","10.25%","10.50%","10.75%","11.00%","11.25%","11.50%","11.75%","12% or more"]
null
"5.00%"
  • 0%
  • 12%+
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How will this property be used?

Primary Home
Secondary Home
Rental Property
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What kind of rate do you have?

Adjustable
Fixed
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Do you have a second mortgage?

Yes
No
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Would you like to borrow additional cash?

[{"by":"10000","end":"80000","start":"10000"},{"by":"5000","end":"130000","start":"80000"},{"by":"10000","end":"200000","start":"130000"}]
null
0
  • $0 (No Cash)
  • $200K
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What is your employment status?

Employed
Not Employed
Self Employed
Military
Other
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Bankruptcy, short sale, or foreclosure in the last 3 years?

Yes
No
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Can you show proof of income?

Yes
No
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What is your average monthly income?

[{"by":"1000","end":"5000","start":"0"},{"by":"2500","end":"15000","start":"5000"},{"by":"5000","end":"50000","start":"15000"}]
null
"4000"
  • $0
  • $50K+
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What are your average monthly expenses?

[{"by":"1000","end":"5000","start":"0"},{"by":"2500","end":"15000","start":"5000"},{"by":"5000","end":"50000","start":"15000"}]
null
"3000"
  • $0
  • $50K+
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Do you currently have an USDA loan?

Yes
No
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Any late mortgage payments in the last 12 months?

None
1 Late Payment
2+ Late Payments
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What is your full name?

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What is your email address?

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What is your phone number?

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How this works...


1

60-Second Digital Pre-Approval

Share some basic info; if qualified, we'll provide you with a free, no-obligation pre-approval letter.

2

Choose the Best Options for You

Choose from a variety of loan options, including our conventional 20% down product.

We also offer popular 3.5%-15% down home loans... AND we can even go as low as 0% down.

3

Start Shopping for Your Home!

It only takes about 60 seconds to get everything under way. Simply enter your zip code right now.

This hassle-free process only takes about 60 seconds, and it won't affect your credit score!

Share some basic info

10% Down
Hi, I'm Robert, your loan officer. It looks like you may qualify for a lot more than you thought!
BBB Company Lookup: 90011150 | NMLS Consumer Look Up: 1240303